Have you ever had a problem that just won't be resolved? The endless phone calls, letters and hours of worry can really start to get to...
Using your credit report: why you should check the information - PingBanks, credit card companies, mortgage lenders and just about every financial institution uses credit scoring to determine your suitability for loans or finance. Unfortunately, many people don’t even think about using your credit...
Your credit history: what gets reported and what does not - PingA credit report is a document that outlines your financial status, specifically your credit history. The three national reporting agencies, Experian, Trans Union and Equifax, work independently so it is advisable to get reports from all...
Ways to resolve a credit report dispute - PingUnder the Fair Credit Reporting Act the reporting company and the information provider are responsible for correcting any credit report disputes. However, they must first be made aware that you have credit report disputes. A person can...
Ways to improve your credit report - PingIs it really essential to improve your credit...
Uses and access to credit reports - PingA credit report is a basic financial statement that reports an individual’s financial history in terms of payment of credit bills, loans and mortgages, and other credit related information. It shows whether or not an individual is in...